I've always wanted to be one and I would be good at it, but whilst researching I found I may need a REP (license?) which I can only get after completing a course... which can cost 3000.

I hate the most part of the UK's education system and I am loathe to do this course. I see another option of becoming one 'one the quiet'. I understand the implications of getting qualifications because it is a job with resposibility due to its nature. I want to bypass this, and be ready for this summer to launch a business from it. I'm not talking about becoming a doctor. I welcome any help/critism on what I am trying to achieve, I also half-expect to be pulled down and told I should get the qualification.

Perhaps I'm missing a bigger picture somewhere.. insurance or anything?

Thank you for any help