Meet the founder of Harding Ryu ; gazillionth th Dan.
In this mystical dojo you will find amazing ways to part with your cash. In return I will make you do all sorts of silly things and send you out with total confidence albeit bleed you until you need a second mortgage (prefereabley a third) to pay me.
Just a little bad humour on my part. It IS damn scary how easy it would be to start up.